Equip Super and TelstraSuper have signed a binding Heads of Agreement and agreed to proceed with a ‘merger of equals’ between the two funds.

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What is total and permanent disablement (TPD) cover?

TPD cover provides you with a lump sum benefit to help you cover your financial commitments if you’re unable to work due to becoming totally and permanently disabled.

In most cases, TPD cover is provided automatically to members of Equip Super.* But if you don’t receive TPD cover automatically, you can still apply for cover. You can also change or cancel your existing cover at any time.

* If you’ve joined us through your employer, and your employer has nominated Equip Super as their default super fund.

Making a TPD claim

Insurance claims can be complex and time consuming. And no two claims are the same. Our team is here to help you and your loved ones navigate the claims process.

Learn more

How to apply for, change or cancel your cover

  • Via mail: Alternatively, you can complete the Change your insurance cover form and Personal statement and send it to us.

Transferring your existing TPD cover into Equip Super

You may be able to transfer the TPD cover you have with another super fund or life insurer into an Equip MyFuture account.

Log in to Member Online to apply to transfer your cover or complete the Transfer your insurance cover to Equip Super form.

There are some important considerations to be aware of when transferring cover from another insurer. We recommend finding out a little more before you make the change.

Download the guide

For more information on TPD cover and how it works, refer to our Insurance in your super guide.

We're here to help

If you have any queries about your insurance cover, or if you’d like to talk to someone about the types of cover that may suit your needs, our team can help.

Contact us

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Super ratings award Super ratings: Platinum MyChoice Super award winner Super Review award: 20 year platinum performance Super ratings: Platinum MySuper winner Super ratings: 10 year platinum performance Super ratings: Platinum Pension award winner Super ratings: 15 year platinum performance Chant West award: Super winner Chant West award: Pension winner Money magazine awards: Best value insurance in super Money magazine awards: Best value death & TPD insurance in Super - Women winner Money magazine awards: Best value death & TPD insurance in Super - Men winner

 

‡The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2024 SuperRatings. All rights reserved.

© 2023—2025 Togethr Trustees Pty Ltd ABN 64 006 964 049 AFSL 246383 — *Past performance is not an indication of future performance.
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