Equip Super and TelstraSuper have signed a binding Heads of Agreement and agreed to proceed with a ‘merger of equals’ between the two funds.

Find out more

A regular income in retirement

Ready to leave the workforce behind and start your next chapter?

A Retirement Income account means you can move confidently into retirement with a regular income to replace your existing salary. It's a convenient way to receive a regular, tax-free* retirement income that meets your needs.

Not sure where to begin? Our Retirement Centre can answer your questions and provide one-on-one support. 

1318889132

How it works

Building up a healthy superannuation balance is important, but how you access and invest your money in retirement will determine how long it lasts. 

Transferring your super balance into a Retirement Income account allows you to draw down an income from your savings while the balance continues to earn investment income in a tax-free environment.

Retirement Centre support

Not sure where to begin? Our Retirement Centre can provide one-on-one support and answer the questions you might be too shy to ask. Our services are available to all.

Learn more

To open a Retirement Income account, you need a minimum of $25,000. If you’re transferring money from a super account in Equip Super but still plan to keep the super account open, you’ll need to leave a minimum balance of $6,000 in that account.

Equip Super offers seven diversified options and four sector-specific options, so you can choose the options that best suit your retirement needs.

Or, you can choose to invest in Equip Super MyPension – our innovative set-and-forget investment strategy that’s specifically designed to take the hard work out of investing your retirement savings.

You can choose to have your income paid to you on a fortnightly, monthly, quarterly, half-yearly, or annual basis. And you get to nominate the amount that you’d like to receive. Note that a minimum annual payment amount applies.

And because a retirement income account is flexible, you can withdraw extra money if you need it, like if you're planning a holiday.

*Payments are tax-free once you reach age 60.

Our awards

Super Ratings

Super Ratings‡

Platinum Pension

2025

15 Year Platinum Performance

2010-2025

Chant West: Pension

Highest Quality Fund 2025

Opening your account

Who’s eligible?

To be eligible for a Retirement Income account, you need to meet one or more of the following conditions:

  • you’re aged 65 or older
  • you’ve reached your preservation age and retired
  • you’ve become permanently disabled
  • you’ve ceased employment since reaching age 60.

Your initial investment

You can begin an Equip Super retirement income account by transferring at least $25,000 into your account and nominating how much annual income you want to receive, and how frequently.

 

Account application forms

Application form

PDF 1820914 KB

If you’re rolling in funds from another super fund.

Need some help with your application?

Our retirement specialists can answer your questions, take you through the set-up process, and help you take the next step in your retirement journey. 

Call us on 1800 777 060 or book a time to speak to our team today.

Visit our Retirement Centre to learn more. 

Have a general enquiry? Contact our Helpline.

Book a time today

Complete the form below and our team will be in touch

Join our award-winning Fund

Plan for your future with the profit-to-member industry fund that works hard for you.

Join us
‡The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2024 SuperRatings. All rights reserved.