Ready to leave the workforce behind and start your next chapter?
A Retirement Income account means you can move confidently into retirement with a regular income to replace your existing salary. It's a convenient way to receive a regular, tax-free* retirement income that meets your needs.
Not sure where to begin? Our Retirement Centre can answer your questions and provide one-on-one support.
Building up a healthy superannuation balance is important, but how you access and invest your money in retirement will determine how long it lasts.
Transferring your super balance into a Retirement Income account allows you to draw down an income from your savings while the balance continues to earn investment income in a tax-free environment.
Not sure where to begin? Our Retirement Centre can provide one-on-one support, and our services are available to all.
To open a Retirement Income account, you need a minimum of $25,000. If you’re transferring money from a super account in Equip Super but still plan to keep the super account open, you’ll need to leave a minimum balance of $6,000 in that account.
Equip Super offers seven diversified options and four sector-specific options, so you can choose the options that best suit your retirement needs.
Or, you can choose to invest in Equip Super MyPension – our innovative set-and-forget investment strategy that’s specifically designed to take the hard work out of investing your retirement savings.
You can choose to have your income paid to you on a fortnightly, monthly, quarterly, half-yearly, or annual basis. And you get to nominate the amount that you’d like to receive. Note that a minimum annual payment amount applies.
And because a retirement income account is flexible, you can withdraw extra money if you need it, like if you're planning a holiday.
It’s the golden question when it comes to retirement. Unfortunately, there’s no one-size-fits-all answer. In this short explainer, we take you through the key things to consider, and showcase a range of handy tools and resources, to help you find the answer that works for you and your unique circumstances.
Super Ratings‡
2025
2010-2025
Highest Quality Fund 2025
To be eligible for a Retirement Income account, you need to meet one or more of the following conditions:
You can begin an Equip Super retirement income account by transferring at least $25,000 into your account and nominating how much annual income you want to receive, and how frequently.
When it comes to retirement, strong investment returns on your super balance are only half the equation. Equip Super backs up our investment returns with competitive fees. Review our fee structure.
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Our Retirement Specialists are experts in assisting members with setting up their accounts.
Whether over the phone or via a video appointment, we can:
answer your questions and help you understand your retirement options
provide you with general advice to help you make more confident decisions
step you through the application process or start an application on your behalf.
Call us on 1800 777 060 or use this form to book a time to speak with our team today.
Complete the form below and our team will be in touch
