You can apply to change your cover to age-based or fixed cover at any time.
- Complete and return the Change insurance cover form.
If the change you’re requesting will result in an increase in your cover, you’ll also need to complete questions about your personal circumstances, including your health and medical history, your occupation, your income, and more.
Our Insurer will then decide whether to accept your application as part of the underwriting process. If accepted, your cover will increase from the date the Insurer advises us of the increase.
If your change won’t result in an increase in your cover, then the change will apply from the date we receive your request