Working out what’s right for you
The amount of cover that’s right for you depends on a range of factors specific to your circumstances and your stage in life.
For example:
- Do you have any children or other people who are dependent on you?
- Do you have a mortgage or any other debts that you need to cover?
- What about your ongoing living expenses such as bills, rent, or school fees?
- Would you want to replace your income if you became unable to work due to an injury or illness?
- What sort of lifestyle would you want for your loved ones if something was to happen to you?
